:root {
            --navy: #031C53;
            --slate: #3D4F5F;
            --slate-lt: #7A8B99;
            --gold: #BD9B7C;
            --gold-20: rgba(182, 157, 94, 0.20);
            --gold-08: rgba(182, 157, 94, 0.08);
            --ivory: #FAFAF8;
            --white: #FFFFFF;
            --rule: rgba(10, 22, 40, 0.08);
            --serif: 'EB Garamond', Georgia, 'Times New Roman', serif;
            --sans: 'Inter', -apple-system, 'Helvetica Neue', sans-serif;
            --mono: 'JetBrains Mono', 'Fira Code', monospace;
            --ease: cubic-bezier(0.25, 0.46, 0.45, 0.94);
            --max: 1120px;
        }

        *, *::before, *::after {
            margin: 0;
            padding: 0;
            box-sizing: border-box;
        }

        html {
            scroll-behavior: smooth;
            -webkit-font-smoothing: antialiased;
            -moz-osx-font-smoothing: grayscale;
        }

        body {
            font-family: var(--sans);
            font-weight: 400;
            font-size: 15px;
            line-height: 1.7;
            color: var(--navy);
            background: var(--ivory);
        }

        ::selection {
            background: var(--gold);
            color: var(--white);
        }

        a {
            color: inherit;
            text-decoration: none;
        }

        .w {
            max-width: var(--max);
            margin: 0 auto;
            padding: 0 40px;
        }

        @keyframes fadeUp {
            from {
                opacity: 0;
                transform: translateY(18px);
            }

            to {
                opacity: 1;
                transform: translateY(0);
            }
        }

        /* ═══ NAV ═══ */
        .nav {
            position: fixed;
            top: 0;
            left: 0;
            right: 0;
            z-index: 100;
            background: #031C53;
            backdrop-filter: blur(16px);
            -webkit-backdrop-filter: blur(16px);
            border-bottom: 1px solid var(--rule);
        }

        .nav__in {
            max-width: var(--max);
            margin: 0 auto;
            padding: 0 40px;
            display: flex;
            align-items: center;
            justify-content: space-between;
            height: 64px;
        }

        .nav__name {
            font-family: var(--serif);
            font-size: 17px;
            font-weight: 500;
            color: var(--navy);
        }

        .nav__links {
            display: flex;
            align-items: center;
            gap: 28px;
            list-style: none;
        }

            .nav__links > li {
                position: relative;
            }

            .nav__links a {
                font-family: var(--sans);
                font-weight: 400;
                font-size: 12px;
                letter-spacing: 1px;
                text-transform: uppercase;
                color: var(--slate-lt);
                transition: color 0.3s;
            }

                .nav__links a:hover {
                    color: var(--gold);
                }

            .nav__links .nav__cta {
                color: var(--gold);
                font-weight: 500;
            }

                .nav__links .nav__cta:hover {
                    color: var(--gold);
                }

        /* Dropdown */
        .nav__drop {
            position: absolute;
            top: 100%;
            left: -12px;
            padding-top: 12px;
            opacity: 0;
            pointer-events: none;
            transition: opacity 0.25s;
        }

        .nav__drop-inner {
            background: var(--white);
            border: 1px solid var(--rule);
            min-width: 220px;
            padding: 12px 0;
            box-shadow: 0 8px 24px rgba(0,0,0,0.06);
        }

        .nav__drop-label {
            display: block;
            padding: 6px 20px 4px;
            font-family: var(--mono);
            font-size: 8px;
            letter-spacing: 2px;
            text-transform: uppercase;
            color: var(--gold);
            pointer-events: none;
        }

        .nav__drop a {
            display: block;
            padding: 6px 20px;
            font-size: 12px;
            letter-spacing: 0.5px;
            text-transform: none;
            color: var(--slate);
            transition: all 0.2s;
        }

            .nav__drop a:hover {
                color: var(--navy);
                background: var(--gold-08);
            }

        .nav__drop-divider {
            height: 1px;
            background: var(--rule);
            margin: 8px 0;
        }

        li:hover > .nav__drop {
            opacity: 1;
            pointer-events: auto;
        }

        /* Nav utility links */
        .nav__links .nav__util {
            font-size: 11px;
            letter-spacing: 0.5px;
            text-transform: none;
            color: var(--slate-lt);
            font-weight: 400;
            padding: 6px 14px;
            border: 1px solid var(--rule);
            border-radius: 2px;
            transition: all 0.3s;
        }

            .nav__links .nav__util:hover {
                color: var(--navy);
                border-color: var(--navy);
            }

        .nav__toggle {
            display: none;
            background: none;
            border: none;
            cursor: pointer;
            padding: 8px;
        }

        .nav__toggle span {
            display: block;
            width: 20px;
            height: 1.5px;
            background: var(--gold);
            margin: 4px 0;
            transition: transform 0.25s var(--ease), opacity 0.25s var(--ease);
            transform-origin: center;
        }

        .nav.nav--open .nav__toggle span:nth-child(1) {
            transform: translateY(5.5px) rotate(45deg);
        }

        .nav.nav--open .nav__toggle span:nth-child(2) {
            opacity: 0;
        }

        .nav.nav--open .nav__toggle span:nth-child(3) {
            transform: translateY(-5.5px) rotate(-45deg);
        }

        /* ═══ HERO ═══ */
        .hero {
            padding: 180px 0 100px;
            border-bottom: 1px solid var(--rule);
            position: relative;
            overflow: hidden;
        }

        .hero::before {
            content: '';
            position: absolute;
            inset: 0;
            z-index: 0;
            background: url('../img/photo_6_2026-04-01_12-02-11.jpg') center/cover no-repeat;
            filter: grayscale(100%) sepia(20%) brightness(1.1) contrast(0.8);
            opacity: 0.28;
            -webkit-mask-image: linear-gradient(to right, rgba(0,0,0,0.02) 0%, rgba(0,0,0,0.05) 35%, rgba(0,0,0,0.4) 55%, rgba(0,0,0,0.85) 75%, rgba(0,0,0,1) 100%);
            mask-image: linear-gradient(to right, rgba(0,0,0,0.02) 0%, rgba(0,0,0,0.05) 35%, rgba(0,0,0,0.4) 55%, rgba(0,0,0,0.85) 75%, rgba(0,0,0,1) 100%);
        }

        .hero .w {
            position: relative;
            z-index: 1;
        }

        .hero__eyebrow {
            font-family: var(--mono);
            font-size: 11px;
            letter-spacing: 2.5px;
            text-transform: uppercase;
            color: var(--gold);
            margin-bottom: 32px;
            opacity: 0;
            animation: fadeUp 0.7s var(--ease) 0.2s forwards;
        }

        .hero__title {
            font-family: var(--serif);
            font-size: clamp(36px,4.5vw,56px);
            font-weight: 400;
            line-height: 1.18;
            color: var(--navy);
            max-width: 680px;
            margin-bottom: 36px;
            opacity: 0;
            animation: fadeUp 0.8s var(--ease) 0.35s forwards;
        }

            .hero__title em {
                font-style: italic;
                color: var(--gold);
            }

        .hero__line {
            width: 48px;
            height: 1px;
            background: var(--gold);
            margin-bottom: 32px;
            opacity: 0;
            animation: fadeUp 0.6s var(--ease) 0.5s forwards;
        }

        .hero__desc {
            font-family: var(--sans);
            font-size: 14px;
            font-weight: 300;
            line-height: 1.8;
            color: var(--slate);
            max-width: 480px;
            opacity: 0;
            animation: fadeUp 0.8s var(--ease) 0.55s forwards;
        }

        /* ═══ SECTION BACKGROUNDS ═══ */
        .s--bg {
            position: relative;
            overflow: hidden;
        }

        .s__bg {
            position: absolute;
            top: 0;
            left: 0;
            width: 100%;
            height: 100%;
            z-index: 0;
            background-size: cover;
            background-position: center;
            background-repeat: no-repeat;
            filter: grayscale(100%) sepia(20%) brightness(1.1) contrast(0.8);
            opacity: 0.28;
            -webkit-mask-image: linear-gradient(to right, rgba(0,0,0,0.02) 0%, rgba(0,0,0,0.05) 35%, rgba(0,0,0,0.4) 55%, rgba(0,0,0,0.85) 75%, rgba(0,0,0,1) 100%);
            mask-image: linear-gradient(to right, rgba(0,0,0,0.02) 0%, rgba(0,0,0,0.05) 35%, rgba(0,0,0,0.4) 55%, rgba(0,0,0,0.85) 75%, rgba(0,0,0,1) 100%);
            pointer-events: none;
        }

        .s--bg > .w {
            position: relative;
            z-index: 1;
        }

        /* ═══ TABS (pure CSS) ═══ */
        .tabs-wrap {
            margin-bottom: 0;
        }

            .tabs-wrap input[type="radio"] {
                display: none;
            }

        .tabs-bar {
            display: flex;
            gap: 0;
            border-bottom: 1px solid var(--rule);
            margin-bottom: 48px;
        }

            .tabs-bar label {
                font-family: var(--sans);
                font-size: 12px;
                font-weight: 400;
                letter-spacing: 1px;
                text-transform: uppercase;
                color: var(--slate-lt);
                padding: 16px 28px;
                cursor: pointer;
                border-bottom: 2px solid transparent;
                transition: all 0.3s;
            }

                .tabs-bar label:hover {
                    color: var(--navy);
                }

        #tab-r-overview:checked ~ .tabs-bar label[for="tab-r-overview"],
        #tab-r-mindset:checked ~ .tabs-bar label[for="tab-r-mindset"],
        #tab-r-values:checked ~ .tabs-bar label[for="tab-r-values"],
        #tab-r-principles:checked ~ .tabs-bar label[for="tab-r-principles"] {
            color: var(--gold);
            border-bottom-color: var(--gold);
        }

        .tab-content {
            display: none;
        }

        #tab-r-overview:checked ~ .tab-content.tc-overview,
        #tab-r-mindset:checked ~ .tab-content.tc-mindset,
        #tab-r-values:checked ~ .tab-content.tc-values,
        #tab-r-principles:checked ~ .tab-content.tc-principles {
            display: block;
        }

        @media (min-width:901px) {
            .tabs-wrap {
                display: grid;
                grid-template-columns: 1fr;
                align-items: start;
            }

            .tabs-bar {
                grid-column: 1;
                grid-row: 1;
            }

            .tab-content {
                display: block;
                grid-column: 1;
                grid-row: 2;
                align-self: start;
                visibility: hidden;
                opacity: 0;
                pointer-events: none;
                transition: opacity 0.2s ease;
            }

            #tab-r-overview:checked ~ .tab-content.tc-overview,
            #tab-r-mindset:checked ~ .tab-content.tc-mindset,
            #tab-r-values:checked ~ .tab-content.tc-values,
            #tab-r-principles:checked ~ .tab-content.tc-principles {
                visibility: visible;
                opacity: 1;
                pointer-events: auto;
                z-index: 1;
            }
        }

        /* ═══ SECTIONS ═══ */
        .s {
            padding: 80px 0;
            border-bottom: 1px solid var(--rule);
        }

        .s--last {
            border-bottom: none;
        }

        .s__label {
            font-family: var(--mono);
            font-size: 10px;
            letter-spacing: 2.5px;
            text-transform: uppercase;
            color: var(--gold);
            margin-bottom: 32px;
        }

        /* ═══ CONTENT BLOCKS ═══ */
        .prose {
            max-width: 640px;
        }

            .prose p {
                font-size: 14px;
                line-height: 1.85;
                color: var(--slate);
                margin-bottom: 20px;
            }

                .prose p:last-child {
                    margin-bottom: 0;
                }

        .prose-lead {
            font-family: var(--serif);
            font-size: 18px;
            line-height: 1.75;
            color: var(--navy);
            margin-bottom: 24px;
            max-width: 640px;
        }

        .values-grid {
            display: grid;
            grid-template-columns: 1fr 1fr;
            gap: 1px;
            background: var(--rule);
            border: 1px solid var(--rule);
        }

        .val {
            background: var(--ivory);
            padding: 32px 28px;
        }

        .val__name {
            font-family: var(--serif);
            font-size: 16px;
            font-weight: 500;
            color: var(--navy);
            margin-bottom: 6px;
        }

        .val__desc {
            font-size: 12.5px;
            line-height: 1.7;
            color: var(--slate);
        }

        .principles-list {
            list-style: none;
            max-width: 640px;
        }

            .principles-list li {
                font-size: 14px;
                line-height: 1.85;
                color: var(--slate);
                padding: 14px 0;
                border-bottom: 1px solid var(--rule);
            }

                .principles-list li:last-child {
                    border-bottom: none;
                }

        /* ═══ BUSINESS ═══ */
        .biz {
            display: grid;
            grid-template-columns: repeat(4,1fr);
            gap: 1px;
            background: var(--rule);
            border: 1px solid var(--rule);
        }

        .biz__item {
            background: var(--ivory);
            padding: 36px 28px;
        }

        .biz__name {
            font-family: var(--serif);
            font-size: 18px;
            font-weight: 500;
            color: var(--navy);
            margin-bottom: 8px;
        }

        .biz__desc {
            font-size: 12.5px;
            font-weight: 300;
            line-height: 1.65;
            color: var(--slate);
        }

        /* ═══ DIRECTORS ═══ */
        .board-grid {
            display: grid;
            grid-template-columns: repeat(3,1fr);
            gap: 1px;
            background: var(--rule);
            border: 1px solid var(--rule);
        }

        .leadership-grid {
            grid-template-columns: repeat(2,1fr);
        }

        .leadership-card__placeholder {
            width: 100%;
            aspect-ratio: 1 / 1;
            display: flex;
            align-items: center;
            justify-content: center;
            background:
                radial-gradient(circle at 30% 20%, rgba(189,155,124,0.22), transparent 40%),
                linear-gradient(135deg, #0a295f 0%, #031c53 55%, #102a52 100%);
            color: var(--gold);
            font-family: var(--serif);
            font-size: clamp(42px, 6vw, 64px);
            letter-spacing: 4px;
        }

        .bd {
            background: var(--ivory);
            padding: 28px 24px;
        }

        .bd__role {
            font-family: var(--mono);
            font-size: 9px;
            letter-spacing: 1.5px;
            text-transform: uppercase;
            color: var(--gold);
            margin-bottom: 6px;
        }

        .bd__name {
            font-family: var(--serif);
            font-size: 16px;
            font-weight: 500;
            color: var(--navy);
        }

        /* ═══ POLICIES ═══ */
        .pol-grid {
            display: grid;
            grid-template-columns: repeat(3,1fr);
            gap: 1px;
            background: var(--rule);
            border: 1px solid var(--rule);
        }

            .pol-grid a {
                background: var(--ivory);
                padding: 20px 24px;
                font-family: var(--serif);
                font-size: 14px;
                color: var(--navy);
                transition: background 0.3s;
            }

                .pol-grid a:hover {
                    background: var(--gold-08);
                }

        /* ═══ FOOTER ═══ */
        .foot {
            background: var(--navy);
            padding: 56px 0 32px;
        }

        .foot__grid {
            display: grid;
            grid-template-columns: 1fr 1fr 1fr;
            gap: 40px;
            margin-bottom: 48px;
        }

        .foot__col-label {
            font-family: var(--mono);
            font-size: 9px;
            letter-spacing: 2px;
            text-transform: uppercase;
            color: var(--gold);
            margin-bottom: 16px;
        }

        .foot__text {
            font-size: 13px;
            color: rgba(255,255,255,0.45);
            line-height: 1.8;
        }

            .foot__text a {
                color: rgba(255,255,255,0.6);
                transition: color 0.3s;
            }

                .foot__text a:hover {
                    color: var(--white);
                }

        .foot__links {
            list-style: none;
        }

            .foot__links li {
                margin-bottom: 6px;
            }

            .foot__links a {
                font-size: 13px;
                color: rgba(255,255,255,0.45);
                transition: color 0.3s;
            }

                .foot__links a:hover {
                    color: rgba(255,255,255,0.7);
                }

        .foot__bar {
            border-top: 1px solid rgba(182,157,94,0.06);
            padding-top: 24px;
            display: flex;
            justify-content: space-between;
            align-items: flex-start;
        }

        .foot__copy {
            font-family: var(--mono);
            font-size: 9px;
            color: rgba(255,255,255,0.4);
            letter-spacing: 0.5px;
        }

        .foot__legal-links {
            display: flex;
            gap: 20px;
        }

            .foot__legal-links a {
                font-family: var(--mono);
                font-size: 9px;
                color: rgba(255,255,255,0.2);
                letter-spacing: 0.5px;
                transition: color 0.3s;
            }

                .foot__legal-links a:hover {
                    color: rgba(255,255,255,0.4);
                }

        .disclaimer {
            background: var(--navy);
            padding: 12px 40px;
            border-top: 1px solid rgba(182,157,94,0.04);
        }

            .disclaimer p {
                max-width: var(--max);
                margin: 0 auto;
                font-family: var(--mono);
                font-size: 7px;
                color: rgba(255,255,255,0.10);
                line-height: 1.6;
                letter-spacing: 0.1px;
            }

        /* ═══ RESPONSIVE ═══ */
        @media (max-width:900px) {
            .w {
                padding: 0 28px;
            }

            .nav__in {
                padding: 0 28px;
            }

            .nav__toggle {
                display: block;
            }

            .nav__links {
                display: none;
                position: absolute;
                top: 64px;
                left: 0;
                right: 0;
                padding: 20px 28px 24px;
                background: #031C53;
                border-bottom: 1px solid var(--rule);
                flex-direction: column;
                align-items: flex-start;
                gap: 18px;
            }

            .nav.nav--open .nav__links {
                display: flex;
            }

            .nav__links > li {
                width: 100%;
            }

            .nav__links a {
                font-size: 11px;
            }

            .nav__drop {
                position: static;
                top: auto;
                left: auto;
                padding-top: 8px;
                opacity: 1;
                pointer-events: auto;
            }

            .nav__drop-inner {
                background: transparent;
                border: 0;
                min-width: 0;
                padding: 4px 0 0 12px;
                box-shadow: none;
            }

            .nav__drop-label {
                padding: 0 0 6px;
            }

            .nav__drop a {
                padding: 5px 0;
                color: rgba(255,255,255,0.68);
            }

            .nav__drop a:hover {
                color: var(--gold);
                background: none;
            }

            .hero .w > p:nth-of-type(3) {
                white-space: normal !important;
                line-height: 1.9 !important;
            }

            .overview-metrics__grid {
                gap: 24px !important;
            }

            .biz {
                grid-template-columns: repeat(2,1fr) !important;
            }

            .board-grid {
                grid-template-columns: repeat(2,1fr);
            }

            .insights-grid {
                grid-template-columns: 1fr !important;
            }

            .pol-grid {
                grid-template-columns: 1fr;
            }

            .values-grid {
                grid-template-columns: 1fr;
            }

            .foot__grid {
                grid-template-columns: 1fr 1fr !important;
                gap: 32px;
            }

            .contact-overlay__intro {
                padding: 36px 32px 0 !important;
            }

            .contact-overlay__layout {
                grid-template-columns: 1fr !important;
            }

            .contact-overlay__sidebar {
                gap: 20px !important;
            }

            .contact-overlay__form {
                padding: 28px 32px 36px !important;
            }

            .contact-form__row--title {
                grid-template-columns: 120px 1fr 1fr !important;
            }

            .contact-form__row--triple {
                grid-template-columns: 1fr 1fr !important;
            }

            .contact-form__row--triple > :last-child {
                grid-column: 1 / -1;
            }

            .contact-form__meta {
                gap: 14px;
                align-items: flex-start !important;
            }

            .contact-form__meta label {
                flex-wrap: wrap;
            }

            .contact-form__footer {
                flex-direction: column;
                align-items: stretch !important;
            }

            .contact-form__footer p {
                max-width: none !important;
            }

            .contact-form__footer button {
                width: 100%;
            }

            .nda-form__row--triple {
                grid-template-columns: 1fr 1fr !important;
            }

            .nda-form__row--triple > :last-child {
                grid-column: 1 / -1;
            }

            .nda-form__row--double {
                grid-template-columns: 1fr !important;
            }

            .tabs-bar {
                overflow-x: auto;
            }
        }

        @media (max-width:600px) {
            .hero {
                padding: 132px 0 72px;
            }

            .s {
                padding: 52px 0;
            }

            .w {
                padding: 0 20px;
            }

            .nav__in {
                padding: 0 20px;
            }

            .nav__links {
                padding: 18px 20px 22px;
                gap: 14px;
            }

            .nav__drop-inner {
                padding-left: 8px;
            }

            .hero .w > p:nth-of-type(2) {
                margin-bottom: 24px !important;
            }

            .hero .w > p:nth-of-type(3) {
                white-space: normal !important;
                font-size: 8px !important;
                letter-spacing: 1px !important;
            }

            .overview-metrics {
                margin-top: 32px !important;
                padding-top: 24px !important;
            }

            .overview-metrics__grid {
                grid-template-columns: 1fr !important;
                gap: 16px !important;
            }

            .biz {
                grid-template-columns: 1fr !important;
            }

            .board-grid {
                grid-template-columns: 1fr;
            }

            .insights-grid {
                grid-template-columns: 1fr !important;
            }

            .insights-grid__item {
                padding: 24px 20px !important;
            }

            .foot__grid {
                grid-template-columns: 1fr !important;
                gap: 24px !important;
            }

            .foot__bar {
                flex-direction: column;
                gap: 12px;
                align-items: flex-start;
            }

            .tabs-bar label {
                padding: 12px 16px;
                font-size: 11px;
            }

            .contact-overlay__intro {
                padding: 28px 20px 0 !important;
            }

            .contact-overlay__form {
                padding: 24px 20px 28px !important;
            }

            .contact-form__row--title {
                grid-template-columns: 1fr !important;
            }

            .contact-form__row--triple {
                grid-template-columns: 1fr !important;
            }

            .contact-form__row--triple > :last-child {
                grid-column: auto;
            }

            .contact-form__meta {
                flex-direction: column;
            }

            .contact-form__meta label {
                width: 100%;
            }

            .contact-form__footer {
                gap: 16px !important;
            }

            .contact-overlay__sidebar {
                padding: 24px 20px !important;
            }

            .nda-overlay__header {
                margin-bottom: 24px !important;
                padding-bottom: 18px !important;
            }

            .nda-form__row--triple {
                grid-template-columns: 1fr !important;
            }

            .nda-form__row--triple > :last-child {
                grid-column: auto;
            }

            .nda-form__row--double {
                grid-template-columns: 1fr !important;
            }

            #ndaReadBadge {
                float: none !important;
                display: block;
                margin-top: 8px;
            }

            #ndaText {
                max-height: 240px !important;
            }

            #ndaMeta {
                max-width: 100% !important;
            }

            .pol-overlay__bar {
                padding: 0 20px;
            }

            .pol-overlay__brand img {
                height: 32px;
            }

            .pol-overlay__body {
                padding: 32px 20px 72px;
            }
        }

        /* ═══ POLICY OVERLAYS ═══ */
        .pol-overlay {
            display: none;
            position: fixed;
            inset: 0;
            z-index: 9999;
            background: var(--ivory);
            overflow-y: auto;
        }

            .pol-overlay.active {
                display: block;
            }

        .pol-overlay__bar {
            position: sticky;
            top: 0;
            background: #031C53;
            backdrop-filter: blur(16px);
            -webkit-backdrop-filter: blur(16px);
            border-bottom: 1px solid var(--rule);
            padding: 0 40px;
            height: 56px;
            display: flex;
            align-items: center;
            justify-content: space-between;
            z-index: 10;
        }

        .pol-overlay__back {
            font-family: var(--sans);
            font-size: 12px;
            letter-spacing: 1px;
            text-transform: uppercase;
            color: var(--slate-lt);
            transition: color 0.3s;
            cursor: pointer;
        }

            .pol-overlay__back:hover {
                color: var(--navy);
            }

        .pol-overlay__brand {
            font-family: var(--serif);
            font-size: 15px;
            font-weight: 500;
            color: var(--navy);
        }

        .pol-overlay__body {
            max-width: 760px;
            margin: 0 auto;
            padding: 48px 40px 120px;
        }

            .pol-overlay__body .meta {
                margin-bottom: 48px;
                padding-bottom: 32px;
                border-bottom: 2px solid var(--gold);
            }

            .pol-overlay__body .meta__co {
                font-family: var(--sans);
                font-size: 13px;
                font-weight: 500;
                color: var(--navy);
                letter-spacing: 0.5px;
            }

            .pol-overlay__body .meta__detail {
                font-family: var(--mono);
                font-size: 10px;
                color: var(--slate-lt);
                line-height: 1.8;
                margin-top: 4px;
            }

            .pol-overlay__body h1 {
                font-family: var(--serif);
                font-size: clamp(28px,3.5vw,40px);
                font-weight: 400;
                color: var(--navy);
                margin-bottom: 8px;
                line-height: 1.2;
            }

            .pol-overlay__body .subtitle {
                font-family: var(--sans);
                font-size: 14px;
                font-style: italic;
                color: var(--gold);
                margin-bottom: 48px;
            }

            .pol-overlay__body h2 {
                font-family: var(--serif);
                font-size: 22px;
                font-weight: 500;
                color: var(--navy);
                margin: 48px 0 20px;
                padding-top: 28px;
                border-top: 1px solid var(--rule);
            }

            .pol-overlay__body h3 {
                font-family: var(--sans);
                font-size: 15px;
                font-weight: 500;
                color: var(--navy);
                margin: 28px 0 10px;
            }

                .pol-overlay__body h3 .num {
                    color: var(--gold);
                    margin-right: 4px;
                }

            .pol-overlay__body p {
                font-size: 14px;
                line-height: 1.85;
                color: var(--slate);
                margin-bottom: 14px;
            }

            .pol-overlay__body ul {
                margin: 0 0 14px 0;
                list-style: none;
                padding: 0;
            }

                .pol-overlay__body ul li {
                    font-size: 14px;
                    line-height: 1.85;
                    color: var(--slate);
                    margin-bottom: 6px;
                    padding-left: 20px;
                    position: relative;
                }

                    .pol-overlay__body ul li::before {
                        content: "";
                        position: absolute;
                        left: 0;
                        top: 11px;
                        width: 6px;
                        height: 1px;
                        background: var(--gold);
                    }

            .pol-overlay__body strong {
                color: var(--navy);
                font-weight: 500;
            }

            .pol-overlay__body .end-mark {
                margin-top: 56px;
                padding-top: 20px;
                border-top: 2px solid var(--gold);
                text-align: center;
                font-family: var(--mono);
                font-size: 10px;
                color: var(--slate-lt);
                letter-spacing: 2px;
            }

        .nda-sec {
            font-family: var(--mono);
            font-size: 9px;
            font-weight: 600;
            color: var(--gold);
            letter-spacing: 2px;
            text-transform: uppercase;
            margin: 20px 0 10px;
            padding-bottom: 6px;
            border-bottom: 1px solid var(--rule);
        }

        .nda-lbl {
            display: block;
            font-family: var(--mono);
            font-size: 9px;
            letter-spacing: 1px;
            text-transform: uppercase;
            color: var(--slate-lt);
            margin-bottom: 4px;
        }

        .nda-inp {
            width: 100%;
            padding: 9px 12px;
            border: 1px solid var(--rule);
            background: var(--white);
            font-family: var(--sans);
            font-size: 13px;
            color: var(--navy);
            outline: none;
            border-radius: 0;
            transition: border-color 0.2s;
        }

            .nda-inp:focus {
                border-color: var(--gold);
            }

            .nda-inp::placeholder {
                color: rgba(61,79,95,0.3);
            }

        .nda-sel {
            appearance: none;
            background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='10' viewBox='0 0 10 10'%3E%3Cpath d='M2 3.5L5 6.5L8 3.5' fill='none' stroke='%23B69D5E' stroke-width='1.5' stroke-linecap='round'/%3E%3C/svg%3E");
            background-repeat: no-repeat;
            background-position: right 10px center;
            padding-right: 28px;
            cursor: pointer;
        }

        @media(max-width:600px) {
            .pol-overlay__bar {
                padding: 0 20px;
            }

            .pol-overlay__body {
                padding: 32px 20px 80px;
            }
        }


        /* ═══ POLICY OVERLAYS ═══ */
        .pol-overlay {
            display: none;
            position: fixed;
            inset: 0;
            z-index: 9999;
            background: var(--ivory);
            overflow-y: auto;
        }

            .pol-overlay.active {
                display: block;
            }

        .pol-overlay__bar {
            position: sticky;
            top: 0;
            background: #031C53;
            backdrop-filter: blur(16px);
            -webkit-backdrop-filter: blur(16px);
            border-bottom: 1px solid var(--rule);
            padding: 0 40px;
            height: 56px;
            display: flex;
            align-items: center;
            justify-content: space-between;
            z-index: 10;
        }

        .pol-overlay__back {
            font-family: var(--sans);
            font-size: 12px;
            letter-spacing: 1px;
            text-transform: uppercase;
            color: var(--slate-lt);
            transition: color 0.3s;
            cursor: pointer;
        }

            .pol-overlay__back:hover {
                color: var(--navy);
            }

        .pol-overlay__brand {
            font-family: var(--serif);
            font-size: 15px;
            font-weight: 500;
            color: var(--navy);
        }

        .pol-overlay__body {
            max-width: 760px;
            margin: 0 auto;
            padding: 48px 40px 120px;
        }

            .pol-overlay__body .meta {
                margin-bottom: 48px;
                padding-bottom: 32px;
                border-bottom: 2px solid var(--gold);
            }

            .pol-overlay__body .meta__co {
                font-family: var(--sans);
                font-size: 13px;
                font-weight: 500;
                color: var(--navy);
                letter-spacing: 0.5px;
            }

            .pol-overlay__body .meta__detail {
                font-family: var(--mono);
                font-size: 10px;
                color: var(--slate-lt);
                line-height: 1.8;
                margin-top: 4px;
            }

            .pol-overlay__body h1 {
                font-family: var(--serif);
                font-size: clamp(28px,3.5vw,40px);
                font-weight: 400;
                color: var(--navy);
                margin-bottom: 8px;
                line-height: 1.2;
            }

            .pol-overlay__body .subtitle {
                font-family: var(--sans);
                font-size: 14px;
                font-style: italic;
                color: var(--gold);
                margin-bottom: 48px;
            }

            .pol-overlay__body h2 {
                font-family: var(--serif);
                font-size: 22px;
                font-weight: 500;
                color: var(--navy);
                margin: 48px 0 20px;
                padding-top: 28px;
                border-top: 1px solid var(--rule);
            }

            .pol-overlay__body h3 {
                font-family: var(--sans);
                font-size: 15px;
                font-weight: 500;
                color: var(--navy);
                margin: 28px 0 10px;
            }

                .pol-overlay__body h3 .num {
                    color: var(--gold);
                    margin-right: 4px;
                }

            .pol-overlay__body p {
                font-size: 14px;
                line-height: 1.85;
                color: var(--slate);
                margin-bottom: 14px;
            }

            .pol-overlay__body ul {
                margin: 0 0 14px 0;
                list-style: none;
                padding: 0;
            }

                .pol-overlay__body ul li {
                    font-size: 14px;
                    line-height: 1.85;
                    color: var(--slate);
                    margin-bottom: 6px;
                    padding-left: 20px;
                    position: relative;
                }

                    .pol-overlay__body ul li::before {
                        content: "";
                        position: absolute;
                        left: 0;
                        top: 11px;
                        width: 6px;
                        height: 1px;
                        background: var(--gold);
                    }

            .pol-overlay__body strong {
                color: var(--navy);
                font-weight: 500;
            }

            .pol-overlay__body .end-mark {
                margin-top: 56px;
                padding-top: 20px;
                border-top: 2px solid var(--gold);
                text-align: center;
                font-family: var(--mono);
                font-size: 10px;
                color: var(--slate-lt);
                letter-spacing: 2px;
            }

        @media(max-width:600px) {
            .pol-overlay__bar {
                padding: 0 20px;
            }

            .pol-overlay__body {
                padding: 32px 20px 80px;
            }
        }